Hospitality

The hospitality industry is risky enough without surprises.
Risks are not bad as long as you are aware they exist and you have planned to take steps to
eliminate, reduce or transfer the risk.

A good risk management program is essential. A risk management program is more than obtaining an insurance policy. It is identifying a problem before it happens, taking action to keep a loss from happening; then obtaining insurance coverage for those risks that could jeopardize your business. By taking these steps you reduce your overall cost of operating and cost for insurance.

You have a large investment in property and a greater liability than many other businesses for the safety of your guest and customers. Plus, your industry is unique in that you are not only responsible for your own acts but many times the acts of your guest.

We work for you, not the insurance company!

Conner Agency acts as your risk manager. We point out those risks that can jeopardize your business. We not only work to assure you receive the very best coverage at the lowest possible price but work with you to assure you do not take on risks or make situations worse. For example, even if you attempt to safeguard your guest such as providing a lifeguard to oversee a pool, you are admitting that you're responsible for your guest’s safety therefore taking on a higher degree of liability. Some may use temporary or leased staff while others have their own employees. In either case understanding workers' compensation coverage is critical; when should co-employer liability, waiver of subrogation or contractual liability be obtained?

Think of this way, for every action, there is an equal and opposite reaction. Saving money in one area could increase your risk or cost in another. It is our job to advise you in your decision making process.

You spend all your time serving others. Call Conner Agency today and let us show you
the service you deserve!

Call or e-mail Conner Agency today and let us provide a proposal for your review. We will provide more than a price,
we will work with you so that you understand and
avoid those risks that can harm your business.

 agent@connerinsurance.com