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Trucking

I’m an owner-operator with my own authority

It’s your business and you have worked hard to make it a successful venture. You see the ads on TV asking anyone injured to call the lawyer who can grant their every dream. That lawyer is talking about you!

As a heavy truck operator you are every attorney’s best dream. They are looking for every little event to turn a dollar. These lawyers are not suing the insurance

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companies. It’s your name and company and all your company and personal assets they are going after!

As a heavy truck operator you are an attorney’s best dream

Remember, insurance is a budgeting tool. You pay insurance premium (a known small loss or expense) that you can budget in exchange for not having the liability of a possible catastrophic loss (claim) that could financially ruin your company. This is called risk transfer and purchasing insurance is just one means of risk transfer.

 Employees and independent operators under your authority are your responsibility. Do you know exactly what coverage you must legally carrier? What optional coverage should you consider to prevent financial loss? What actions can you take that will help reduce your cost for both insurance and operations?

You are in the trucking business. We know trucking insurance; your filing coverage requirements. Let Conner Agency provide you with the information you need to make an informed decision.

I’m an Owner-Operator leased to a carrier

You may think it is easier to obtain all your insurance coverage through your motor carrier. However, this is not always the best solution.

The number one issue is that the policy is not in your name. The insurance carrier is protecting the motor carrier and will negotiate with them on any settlement or decisions.

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With your own insurance you are the Named Insured and therefore have all the rights of the policy holder.

Protect yourself by controlling your own insurance

By handling your own insurance coverage, you decide when and who to pay and can get competitive quotes that benefit you, not the motor carrier. Letting your motor carrier purchase your insurance is no guarantee of the best price.

By purchasing your own insurance you will continue to be covered without interruption should you decide to leave your current carrier or take own other jobs. Remember, it is most likely your coverage ends the moment you are told or you tell them you are not with a carrier , often not even providing coverage for you to get home. Controlling your own insurance is controlling your future.

Call Conner Agency today so we can give you the
information you need to be truly independent.

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 agent@connerinsurance.com

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